Calculate your net worth from your total assets and liabilities.
Calculated privately in your browser.
How do you calculate your net worth?
Net worth = total assets − total liabilities. It is the value of everything you own minus everything you owe. For example, 320,000 in assets and 145,000 in debts gives a net worth of 175,000. Track it over time rather than fixating on one snapshot — a rising trend matters more than the absolute figure.
Understanding your result
Track it over time rather than worrying about a single snapshot. A rising trend matters more than the absolute figure.
Formula and method
Net worth = total assets − total liabilities.
Worked example
320,000 in assets and 145,000 in debts gives a net worth of 175,000.
How to use this tool
- Add up and enter your total assets.
- Add up and enter your total liabilities.
- Press Calculate.
About the Net Worth Calculator
The Net Worth Calculator shows the value of everything you own minus everything you owe — the single clearest number for tracking financial progress.
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Frequently asked questions
Should I include my home?
Yes — count the home’s market value as an asset and the outstanding mortgage as a liability.